Marcus is 41. He’s an independent contractor — delivery routes during the week, rideshare on weekends. He puts 60,000 miles a year on his truck.

His truck isn’t a vehicle. It’s his office, his storefront, his paycheck. Without it running — and without him healthy enough to drive it — he has nothing coming in.

Marcus got rear-ended on I-4 last year. Three weeks off work. No income. $4,200 in bills. His auto insurance covered the truck. Nothing covered him.

That’s the gap nobody talks about. Auto insurance protects the vehicle. It doesn’t protect the driver’s income when they can’t drive.

For Marcus — and the millions of gig workers, truckers, couriers, and contractors like him — that gap is everything.

My Car Secure closes that gap. It pays Marcus when he can’t drive. It covers his bills when the truck is driveable but he isn’t. It’s the coverage the road never gave him.

01

Accident Coverage

Crashes, injuries, hospital bills — the physical cost of an accident that auto insurance won’t pay for. This covers Marcus as a person, not just his truck.

02

Disability Income

When Marcus can’t drive, this replaces income. Rent. Groceries. Utilities. The things that don’t stop just because he had to.